May 3, 2009

Safety Shopping Online

Just need click your mouse you could buy almost everything online-- from groceries to cars, from insurance policies to home loans. Free shipping, multi-payment, and other convenience like save gas and time, all together make those online shops more competitive than regular stores. As a result more and more people choose shopping online, but the problems is how to shop safe.



Here are some tips for shopping safety online:
Shop at Secure Web Sites
Look for a padlock or a key symbol, which are usually in the bottom corner of your screen. On a secure site, your information is scrambled into code, (encrypted) before being sent over the Internet, and stored on a secure database. If the company want to pass on your details to other companies, it should give you the right to say no. Look for a tick box on the site, and make a choice about disclosing your details.
Paying by Credit Card
In the event something goes wrong, you are protected under the federal Fair Credit Billing Act. You have the right to dispute charges on your credit card, and you can withhold payments during a creditor investigation. When it has been determined that your credit was used without authorization, you are only responsible for the first $50 in charges. You are rarely asked to pay this charge.
Use Different Passwords
If you use a password to log on to your network or computer, use a different password for orders. And make your passwords strong enough; choose a string of at least five letters, numbers, and punctuation marks. Keep Your Personal Info. Privately
Don't provide personal information such as address, telephone number, Social Security number, bank account number, or e-mail address unless you know who you're providing the information to, why it's being requested, and how it will be used.
Keep Good Records
Make sure to print or save electronically any records related to your online transactions. This will help you keep track of shipping dates, shipping and handling fees, and other details of your transactions.

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